:root {
	--navy: #0E2238;
	--navy-2: #16304D;
	--navy-3: #0A1929;
	--gold: #E3960A;
	--gold-dark: #C98407;
	--gold-soft: #FFF4E0;
	--blue: #1A8FE3;
	--blue-soft: #E6F3FD;
	--ink: #1B2430;
	--muted: #5B6675;
	--line: #E4E8EE;
	--bg: #FFFFFF;
	--bg-alt: #F6F8FB;
	--radius: 14px;
	--max: 1120px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; scroll-padding-top: 90px; }
body {
	font-family: Inter, system-ui, -apple-system, "Segoe UI", sans-serif;
	color: var(--ink); background: var(--bg);
	line-height: 1.6; font-size: 17px; -webkit-font-smoothing: antialiased;
	padding: 0 !important; /* override leftover Divi Booster padding */
}
h1, h2, h3 { font-family: Fraunces, Georgia, serif; font-weight: 600; line-height: 1.15; color: var(--navy); }
h1 em, h2 em { font-style: normal; color: var(--gold); }
a { color: inherit; }
img { max-width: 100%; height: auto; }
ul, ol { list-style: none; }

.skip-link { position: absolute; left: -9999px; top: 8px; z-index: 100; background: var(--navy); color: #fff; padding: 10px 16px; border-radius: 8px; }
.skip-link:focus { left: 16px; }
:focus-visible { outline: 3px solid var(--blue); outline-offset: 3px; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 24px; }
.eyebrow { font-size: 13px; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; color: var(--gold); margin-bottom: 12px; }
section { padding: 96px 0; }
.section-head { max-width: 640px; margin-bottom: 48px; }
.section-head h2 { font-size: clamp(30px, 4vw, 42px); margin-bottom: 14px; }
.section-head p { color: var(--muted); }

/* Buttons */
.btn {
	display: inline-flex; align-items: center; gap: 10px;
	padding: 14px 24px; border-radius: 999px; font-weight: 600; font-size: 16px;
	text-decoration: none; transition: transform .15s ease, background .15s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn svg { width: 18px; height: 18px; flex: none; }
.btn-gold { background: var(--gold); color: #fff; }
.btn-gold:hover { background: var(--gold-dark); }
.ctas { display: flex; flex-wrap: wrap; gap: 14px; }

/* Header */
.site-header {
	position: sticky; top: 0; z-index: 10; background: rgba(255,255,255,.94);
	backdrop-filter: saturate(180%) blur(10px); border-bottom: 1px solid var(--line);
}
.admin-bar .site-header { top: 32px; }
.nav { display: flex; align-items: center; justify-content: space-between; height: 76px; gap: 16px; }
.brand img { height: 40px; width: auto; display: block; }
.nav-links { display: flex; align-items: center; gap: 28px; font-size: 15px; font-weight: 500; }
.nav-links a { text-decoration: none; color: var(--muted); }
.nav-links a:hover { color: var(--navy); }

/* Hero */
.hero { background: var(--navy); color: #fff; padding: 110px 0 120px; position: relative; overflow: hidden; }
.hero::before, .hero::after { content: ""; position: absolute; border-radius: 22px; transform: rotate(12deg); }
.hero::before { width: 220px; height: 220px; right: -40px; top: 60px; background: var(--blue); opacity: .18; }
.hero::after { width: 140px; height: 140px; left: -30px; bottom: 60px; background: var(--gold); opacity: .22; transform: rotate(-10deg); }
.hero-inner { position: relative; z-index: 1; max-width: 760px; margin: 0 auto; text-align: center; }
.hero h1 { color: #fff; font-size: clamp(38px, 6vw, 64px); margin-bottom: 22px; text-wrap: balance; }
.hero .lead { font-size: 20px; color: rgba(255,255,255,.78); margin-bottom: 36px; max-width: 600px; margin-left: auto; margin-right: auto; }
.hero-trust { display: flex; flex-wrap: wrap; justify-content: center; gap: 12px 28px; margin-top: 56px; font-size: 15px; color: rgba(255,255,255,.7); }
.hero-trust li { display: flex; align-items: center; gap: 8px; }
.hero-trust svg { width: 18px; height: 18px; color: var(--gold); flex: none; }
.hero .ctas { justify-content: center; }

/* Services */
.grid { display: grid; gap: 20px; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); }
.card { border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; background: #fff; transition: border-color .2s, box-shadow .2s; }
.card:hover { border-color: #CFD8E3; box-shadow: 0 10px 30px rgba(14,34,56,.06); }
.icon { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: var(--gold-soft); color: var(--gold); margin-bottom: 20px; }
.icon.blue { background: var(--blue-soft); color: var(--blue); }
.icon svg { width: 22px; height: 22px; }
.card h3 { font-size: 21px; margin-bottom: 8px; }
.card p { color: var(--muted); font-size: 16px; }

/* Process */
.process { background: var(--bg-alt); }
.steps { display: grid; gap: 16px; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); counter-reset: step; }
.steps li { counter-increment: step; background: #fff; border-radius: var(--radius); padding: 26px; border: 1px solid var(--line); }
.steps li::before { content: counter(step, decimal-leading-zero); font-family: Fraunces, Georgia, serif; font-size: 15px; font-weight: 600; color: var(--gold); display: block; margin-bottom: 10px; }
.steps h3 { font-size: 19px; margin-bottom: 6px; }
.steps p { color: var(--muted); font-size: 15.5px; }
.steps li.wide { grid-column: 1 / -1; background: var(--navy); border-color: var(--navy); }
.steps li.wide h3 { color: #fff; }
.steps li.wide p { color: rgba(255,255,255,.75); max-width: 760px; }

/* Plain pages (privacy policy etc.) */
.page { padding: 72px 0 96px; }
.content { max-width: 760px; }
.content h1 { font-size: clamp(32px, 5vw, 46px); margin-bottom: 28px; }
.entry > * + * { margin-top: 1em; }
.entry h2 { font-size: 26px; margin-top: 1.6em; }
.entry h3 { font-size: 20px; margin-top: 1.4em; }
.entry ul { list-style: disc; padding-left: 1.4em; }
.entry ol { list-style: decimal; padding-left: 1.4em; }
.entry a { color: var(--blue); }

/* Footer */
.site-footer { background: var(--navy-3); color: rgba(255,255,255,.55); font-size: 14px; padding: 36px 0; }
.foot { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px 24px; }

@media (max-width: 1180px) {
	.hero::before { right: -120px; }
	.hero::after { left: -60px; bottom: 30px; }
}
@media (max-width: 860px) {
	section { padding: 72px 0; }
	.hero { padding: 80px 0 90px; }
	.hero::before, .hero::after { display: none; }
}
@media (max-width: 782px) { .admin-bar .site-header { top: 46px; } }
@media (max-width: 600px) { .admin-bar .site-header { top: 0; } }
@media (max-width: 480px) {
	.wrap { padding: 0 16px; }
	.brand img { height: 32px; }
	.nav-links { gap: 16px; font-size: 14px; }
	.ctas .btn { width: 100%; justify-content: center; }
}
@media (prefers-reduced-motion: reduce) {
	html { scroll-behavior: auto; }
	.btn, .card { transition: none; }
}